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Farm Insurance Northern Ireland
If you want to search for NI farm insurance policies then you’re in the right place.
Whether you own a large crop farm in County Fermanagh or Tyrone, a smaller livestock farm in County Armagh or Down, or you’ve got a smallholding on the outskirts of Belfast or Newry, if you own a Northern Ireland farm it would be a wise idea to invest in NI farm insurance.
This type of policy can protect your agricultural business from a wide range of ‘insurable risks’, from storm damage to your farm buildings, to hail damage to your crops, to the theft of your farm equipement or vehicles.
How much does Northern Ireland farm insurance cost?
That will depend on a wide range of risk factors, many of which will be specific to you and your farm, so there’s no simple way to calculate your premium without comparing real NI farm insurance quotes.
For instance, your farm’s location within Northern Ireland can influence the cost of your Northern Ireland farm insurance, since some areas have a higher risk of farm equipment theft than others.
The size of your farm will obviously be a factor as well, as will the type of policy features and add-ons you choose, like crop insurance, livestock insurance and farm equipment insurance.
Do I have to take out farm insurance in Northern Ireland?
Farm insurance in Northern Ireland isn’t a legal requirement… but it might be a contractual one.
For example, if you have a mortgage against your farm there’s a good chance your mortgage agreement will include a clause that requires you to insure the farm buildings at the very least.
Will my livestock be covered by my farm insurance in Northern Ireland?
Yes, if you’re a livestock farmer you’ll have the option to include livestock insurance as part of your farm insurance policy when you’re signing up.
And crops, can those be insured by Northern Ireland farm insurance too?
Yes, if you have crops then you’ll be able to include crop insurance as part of your Northern Ireland farm insurance policy.