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Bridging loans – MSE – MoneySavingExpert.com

Bridging loans are a way to borrow a large amount of money for a short amount of time, usually to bridge the gap when buying property. They're high risk, expensive and require an exit plan, so it's important to do your research and speak to a broker before taking one out.

www.moneysavingexpert.com/loans/bridge-loans

Compare Bridging Loans | MoneySuperMarket

Find out what bridging loans are, how they work, and how to compare them with MoneySuperMarket. Learn about the different types, fees, and uses of bridge finance for property purchases.

www.moneysupermarket.com/loans/bridge-loans

Bridging Loans explained – Which?

Find out how bridging loans work, who they are right for, and how to find the right deal in our expert guide. Learn the differences between first and second-charge bridging loans, and see how much bridging loans can cost.

www.which.co.uk/money/mortgages-and-property/home-movers/bridging-loans…

Best Bridging Loan Rates | Compare top loans for March 2025 – money.co.uk

Bridging loans are secured loans that can help you buy a property or cover other expenses while waiting for funds from a sale or other source. Learn about the types, costs, pros and cons of bridging loans and how to apply for the best deal.

www.money.co.uk/bridging-loans

Bridging Loans & Finance | Short Term Bridge Loans | Together

A bridging loan is a short-term solution designed to help you bridge the gap between buying a new property and selling an existing one, funding refurbishments, or securing a quick purchase. Together’s bridging loans provide the speed and flexibility you need to seize opportunities without delay. How much can I borrow?

togethermoney.com/bridging

Best Bridging Loans In The UK (2024) – Forbes Advisor UK

A bridging loan is a type of short-term, secured loan typically used when a buyer wants to complete the purchase of a new property before funds are received from the sale of their existing…

www.forbes.com/uk/advisor/loans/best-bridging-loans

Bridging Loans – West One Specialist Lending

West One offers a range of bridging loans for residential, commercial and land purchases, refinances and refurbishments. Find out the criteria, rates and features of their products and get in touch with their expert team.

www.westoneloans.co.uk/bridging-loans

10 Best Bridging Loan Companies In 2025 (+ Pros & Cons) – CompareBanks

We'll introduce you to the best bridging loan companies in the UK, the pros and cons of bridging loans, and we've compiled a list of factors to consider when looking for bridging loan lenders.

www.comparebanks.co.uk/loans/best-bridging-loan-companies

Compare bridging loans for mortgages – Uswitch

Typically, a bridging loan lets you borrow between £5,000 and £500 million. The loan is secured against an asset, most often a property you own (or several properties). If you don’t pay…

www.uswitch.com/loans/bridging-loans

Bridging Loans UK | Award Winning Principal Lender

Explore Bridging Finance Solutions: Your Gateway to Flexible and Reliable Funding Options. Whether you’re a property developer, investor, or business owner, our tailored bridging finance UK solutions cater to your unique needs.

bridgingfinance-solutions.co.uk

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Northern Ireland

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Maureen

Northern Ireland

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR DEBT.

Bridging loans Northern Ireland – compare quotes from UK lenders

When a property sale is part of a chain there’s sometimes a possibility that the purchase of the house you’re buying will need to be completed before your own sale goes through. Fortunately bridging loans can be used to ‘bridge’ this temporary financial shortfall, helping to cover the cost of the new property acquisition before the funds from your sale come through.

As the name suggests, a secured bridging loan is a type of loan that is secured against your property in order to bridge that gap, and this type of loan can sometimes prove invaluable – afterall, how many people have the cash available to buy a new home before the sale of their existing property goes through?

However, there are few caveats to bear in mind:

  • As with all debts that are secured against your home, if you’re unable to keep up with repayments there is the risk your property might be repossessed. That’s why it’s vital that you do your sum to ensure you’re able to comfortably afford the loan repayments.
  • If you have an existing mortgage on your home then most lenders will only be willing to let you borrow against the equity you currently have in the property, ie portion of the property’s value that is debt-free and owned outright.
How long can an NI bridging loan last?

Bridging loans are intended to be short-term, with most having a loan of duration of between 1 and 24 months. One or two lenders might offer repayment terms of up to 36 months, but shorter terms are more common.

Can I take out a Northern Ireland bridging loan in order to prepare my property for sale?

Yes, although most people use bridging loans to bridge the financial gap during a property chain, these loans can also be used by refurbish a property prior to sale.

Seopa Limited (trading as CompareNI) has partnered with Cornerstone Finance to allow customers to search and compare financial products, for example, loans and mortgages. When you take out a financial product via Cornerstone Finance, your lender will pay commission directly to Cornerstone Finance, who will in turn pay part of that commission to CompareNI.